Finance & Money

Retirement Calculator

Future value with monthly contributions.

Educational estimates only. Not medical, legal, tax, or financial advice.

Guide: Retirement Calculator

What it does

Combines contributions with compounded growth over time.

How to use it

Enter starting balance, monthly contribution, rate, and years.

Formula

Future value of annuity plus compound growth on starting balance.

Example

$300/month for 30 years at 7% might grow to large six figures—depends on assumptions.

FAQs

Are returns guaranteed?

No. Markets vary; sequence of returns matters near retirement.

Employer match?

Treat match as extra contribution if your form supports it.

Fees?

Subtract expense ratios from return for a more realistic net projection.