Finance calculator
Debt-to-income calculator
Use the same currency for both inputs. This is a planning ratio, not a lending decision.
Inputs
Enter valid numbers. Calculations run entirely in your browser.
Results
DTI ratio
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DTI (%)
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Example
Debt 1,800 and gross income 6,000: DTI = 0.30 (30%).
Explanation
DTI = monthly debt ÷ gross monthly income.
FAQ
Net income?
Lenders vary; this tool follows gross-over-debt framing you provide.