Finance calculator
Payback period calculator
Simple payback = initial investment ÷ annual cash benefit. Uses a single constant annual benefit.
Inputs
Enter valid numbers. Calculations run entirely in your browser.
Results
Simple payback (years)
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Example
Investment 180,000 with 45,000/year benefit → 4 years payback.
Explanation
Does not discount future cash flows; use discounted payback for time value of money.
FAQ
Uneven cash flows?
Model a schedule in a spreadsheet; this is one flat annuity-style check.