Finance calculator
Periodic savings future value calculator
Enter payment per period, annual rate, years, and payments per year (e.g. 12). Payments at end of each period.
Inputs
Enter valid numbers. Calculations run entirely in your browser.
12 for monthly
Results
Future value
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Example
200/month at 5% for 10 years (monthly): FV ≈ 31,056.
Explanation
FV = PMT × [((1+r)^n − 1) ÷ r] where r is rate per period and n is total periods.
FAQ
Beginning vs end of period?
This uses end-of-period (ordinary annuity).