Finance calculator
Present value calculator
Find today’s value of one future lump sum using an annual discount rate and whole-year timing.
Inputs
Enter valid numbers. Calculations run entirely in your browser.
Results
Present value
—
Example
FV 10,000 in 5 years at 6%/yr ≈ 7,472.58 today.
Explanation
PV = FV ÷ (1 + r)^t with r as the annual rate in decimal form.
FAQ
Monthly discounting?
This tool uses annual compounding once per year for simplicity.