AI Cash Flow Risk Detector

Estimate your cash runway and detect risk of running out of cash. Calculations are local; AI provides short warnings and suggestions.

Cash runway Burn rate Risk warning

No storage. Only a compact computed summary is sent to AI for short suggestions.

Enter your cash flow

Use monthly averages. If income is irregular, try worst-case and normal-case scenarios.

Cash runway inputs

Currency symbol Optional. Used only for display.

Current cash Cash available today.

Monthly income Average monthly inflow.

Monthly expenses Average monthly outflow.

Results

Cash runway estimate and AI suggestions.

AI Risk Warning

AI does not calculate runway. It only uses the computed results to provide short warnings and suggestions.

What this tool does

The AI Cash Flow Risk Detector calculates how many months your cash can cover your current burn rate. Burn rate is monthly expenses minus monthly income. If income covers expenses, it shows that you are not burning cash.

Why this matters

Cash flow problems can end a business even when sales are strong. Knowing your runway helps you plan pricing, cut costs early, and avoid last-minute decisions.

How to use it

Enter current cash, monthly income, and monthly expenses.
Click Detect Risk to compute runway and risk level.
Use AI suggestions for short next steps based on the computed result.

Example

If you have $15,000 cash, monthly income is $10,000, and monthly expenses are $12,000, burn is $2,000/month. Runway is about 7.5 months.

FAQs

What if income is higher than expenses?

If income covers expenses, you are not burning cash based on these inputs. The tool will show that runway is not running out under this scenario.

Does this include seasonality?

No. It uses your monthly averages. If you have seasonal swings, run multiple scenarios.

Does AI calculate my runway?

No. JavaScript calculates months and runway date locally. AI only returns short suggestions using the computed summary.