Vendora Free Tool · 2026 parameters
No Tax on Overtime Calculator
State-specific paycheck calculator with a full gross-to-net pipeline: pre-tax 401(k), 2026 federal marginal tax (W-4 style inputs), Social Security and Medicare (including additional Medicare over $200k), state and optional local taxes, and statutory SDI / PFL / PFML where modeled. Turn on federal overtime exclusion to estimate scenarios where overtime is not subject to federal income tax (FICA still modeled on total wages).
Paycheck inputs
Use the tabs to move from pay and state to W-4 details, then deductions. All amounts update live.
Federal withholding on bonuses uses a flat 22% supplemental rate (IRS).
New York local
Maryland county
Combined local rates vary by county (model uses your % on gross).
Pennsylvania local
Ohio municipal
FICA still applies to total gross in this calculator. Policy details depend on final law and IRS guidance.
Traditional 401(k) reduces federal taxable wages; FICA base still uses full gross in this model.
Take-home breakdown
Net pay and every major deduction in one view.
Where your pay goes
Waterfall
| Line | Amount |
|---|
2026 paycheck calculator methodology
Federal tax uses 2026 ordinary brackets and standard deductions ($16,100 single; $32,200 married filing jointly; $24,150 head of household). Social Security applies 6.2% up to the $184,500 wage base. Medicare is 1.45% plus 0.9% additional Medicare on annual wages over $200,000.
State rules vary: zero-income-tax states, flat states, and selected graduated models (for example California, New York, Maryland, Ohio). Local fields appear for New York City / Yonkers, Maryland counties, Pennsylvania local EIT, and Ohio municipal rates.
FAQ
What is a no tax on overtime calculator?
It helps you estimate take-home pay when federal income tax might not apply to overtime wages under proposed or enacted rules, while other payroll taxes may still apply.
Does this replace my employer’s payroll system?
No. Employers use IRS withholding tables and state rules. Use this for planning and education only.
Related tools
Hourly to Salary Calculator, Tip Calculator, Commission Calculator.